Now that Fall is almost here, I like to use the colors of Fall.  They are soft and warm.  For this card I used spellbinders in two coordinating sizes to make the frame and then embossed it (which you probably cannot tell from the photograph).  I used a StampinUp set for the wreath, some StampinUp papers and ribbon, and also papers from Prima.  I don't know whether you can tell or not from the photograph, but I sponged the wreath with a soft yellow before stamping the leaves for the wreath and popped the frame up  Another alternative would be to stamp the message in the middle of the wreath, if the space allows.